FIU Ethical Principles and Decision Making Sequences Questions

I don’t know how to handle this Writing question and need guidance.

QUESTION ONE

What ethical principles—in addition to the universal values of compassion, fairness and justice—should determine the right degree of health insurance coverage?

Who should determine this right degree of health insurance coverage: government, the health insurance industry, or an independent third-party organization comprised of all the stakeholders affected, including physicians, hospitals, the government, private insurers, and patients?

QUESTION TWO

In terms of decision-making sequences, how would you explain and describe: (a) 25 year old, health worker who sees the same physician for minor medical needs; (b) the retired individual who calls the state medical society and seeks a second opinion prior to open-heart surgery; (c) the consumer who sees a new brand of headache remedy on the shelf and decides to try?