QUESTION A peer-to-peer network is an organization’s internal private network that uses the infrastructure and standards of the Internet and the Web. Indicate whether the statement is true or false. ANSWER Answer: FALSE Explanation: In a peer-to-peer network, all microcomputers on the network communicate directly with one another without going through a central server.
QUESTION Annie owns a small flower shop with two delivery vans. Name and give a brief description of the five types of insurance particularly recommended for small businesses like hers. What will be an ideal response? ANSWER Answer: (1) Property insurance—protects buildings, cars, and their contents from fires, embezzlement, and other hazards. (2) Liability […]
QUESTION A computer or mobile device that uses Web access to obtain computing resources from data centers around the world is utilizing cloud computing. Indicate whether the statement is true or false. ANSWER Answer: TRUE Explanation: Cloud computing is using Web access to obtain only the computing resources a user needs, from anywhere around […]
QUESTION Suppose Pearce is at present in good health. Which factor most favors creating a health savings account (HSA) to ease the burden on the employee? A) Pearce at present does not have savings that would pay for a major medical emergency. B) HSA-eligible health plans typically have lower premiums. C) The HMO previously used […]
QUESTION Encryption alters readable data into an unreadable form to prevent unauthorized access. Indicate whether the statement is true or false. ANSWER Answer: TRUE Explanation: Encryption uses mathematical algorithms to create complex coded messages that are difficult or almost impossible to break without the encryption key.
QUESTION Suppose Pearce has a pre-existing condition that requires regular treatment. Which factor makes creating a flexible savings account (FSA) a less attractive option for this employee? A) Not all the providers Pearce uses are comfortable with taking a spending account card in payment. B) Pearce now cannot use FSA funds for over-the-counter medications such […]
QUESTION Given that Lighthouse is a nonprofit organization of modest size, which of the following is the least feasible option for the employer? A) an onsite wellness healthcare clinic B) a major medical benefits program with a larger deductible C) a healthcare program using a point-of-service system D) using an external source to administer healthcare […]
QUESTION All of the following weaken the claim that PMI charges accurately reflect the risk of loan default EXCEPT: A) The cost of private mortgage insurance goes up as the size of a mortgage increases. B) Well-informed buyers can avoid paying PMI if they are aware of loan products that divide up their mortgages into […]
QUESTION Which of the following best supports the claim that charging PMI is fair to homebuyers? A) In some circumstances, PMI charges can be tax-deductible. B) Homebuyers who are charged PMI and are at risk of defaulting could typically pay for PMI by spending less on entertainment or luxury items. C) The risks of loan […]
QUESTION Based on the information above, the marketing critic and the marketing professional disagree about which of the following propositions? A) Does private mortgage insurance guarantee that only financially prudent homebuyers will be able to buy homes? B) Is private mortgage insurance the best example in the housing industry of an unfair charge? C) Is […]
