Which statement concerning towing and labor coverage under the PAP is

Which statement concerning towing and labor coverage under the PAP is (are) true?

I. There’s no coverage for towing if the auto breaks down—towing is only covered if the auto needs to be towed after a collision has occurred.
II. Towing and labor coverage pays for repairs at a service station or garage.
A) I only
B) II only
C) both I and II
D) neither I nor II

ANSWER

Answer: D