Which of the following were the chief factors that led to the creation

Which of the following were the chief factors that led to the creation and growth of Blue Cross hospital insurance? (Select all that apply.)

a. Hospitals banded together, and their leaders encouraged such plans.
b. Hospitals thought such a plan would allow them to expand further and faster.
c. It was an employer alternative to increasing employee pay compensation.
d. Nurses fought for the right of all citizens to purchase insurance as desired.
e. Physicians were concerned with nonpayment of their office fees.
f.
Politicians encouraged this alternative to government-supported health care.

ESSAYBID ANSWER

ANS: A, C
Physicians later sought insurance plans, but originally only hospitals created insurance plans based on American Medical Association (AMA) leadership encouragement. During World War II increasing salaries was not an option, so offering health insurance helped ensure employee retention. Although government-supported health plans were suggested as early as the 1930s, politicians were not seriously discussing government-supported care.