Which of the following statements is (are) true regarding renters insu

Which of the following statements is (are) true regarding renters insurance?

I. Renters insurance is needed if you rent a house, but is not needed if you rent an apartment.
II. The ISO renter’s policy provides open perils (“all-risks”) coverage on the insured’s personal property.
A) I only
B) II only
C) both I and II
D) neither I nor II

ANSWER

Answer: D