Which of the following statements is (are) true regarding exclusions i

Which of the following statements is (are) true regarding exclusions in life insurance contracts?

I. Life insurance policies are remarkably restrictive, including numerous exclusions.
II. A life insurer may exclude death attributable to certain activities or hobbies disclosed on the application.
A) I only
B) II only
C) both I and II
D) neither I nor II

ANSWER

Answer: B