Which of the following statements describes a Difference in Conditions

Which of the following statements describes a Difference in Conditions (DIC) Policy?

A) It is a type of commercial umbrella liability policy.
B) It is an open perils policy that covers perils not insured by basic property insurance contracts.
C) It is designed to cover indirect losses for which the insured has direct damage coverage.
D) It is used to settle disputes when an insured has more than one insurance policy with differing policy provisions.

ANSWER

Answer: B