Which of the following statements concerning the coverage of collapse

Which of the following statements concerning the coverage of collapse of the dwelling under an unendorsed Homeowners 3 policy is true?

A) There is no coverage for collapse, regardless of the cause of the collapse.
B) Collapse is covered if it is caused by one of the Coverage C perils.
C) If collapse is caused by an earthquake, the loss is covered.
D) There is no coverage for collapse unless the proper endorsement is added to the policy.

ANSWER

Answer: B