Which of the following statements about policies sold to preferred ris

Which of the following statements about policies sold to preferred risks is (are) true?

I. Preferred risks are people whose mortality experience (deaths per thousand at a given age) is expected to be more favorable than average.
II. Insurers require preferred risks to purchase at least a minimum amount of life insurance, such as $250,000.
A) I only
B) II only
C) both I and II
D) neither I nor II

ANSWER

Answer: C