Which of the following statements about automobile insurers that speci

Which of the following statements about automobile insurers that specialize in insuring high-risk motorists with poor driving records is (are) true?

I. The actual premium paid by an applicant is set by the federal government and is independent of an applicant’s driving record.
II. The coverages available may be more limited than those written by insurers in the standard market.
A) I only
B) II only
C) both I and II
D) neither I nor II

ANSWER

Answer: B