Which of the following persons is (are) eligible for benefits under me

Which of the following persons is (are) eligible for benefits under medical payments to others (Coverage F) of the homeowners policy?

I. A friend who slips and falls on a wet patio while visiting the named insured
II. A neighborhood child who is severely scratched by a cat in the care of the named insured
A) I only
B) II only
C) both I and II
D) neither I nor II

ANSWER

Answer: C