Which of the following losses would be covered under a Commercial Gene

Which of the following losses would be covered under a Commercial General Liability Policy that has no endorsements?

I. The named insured rented a building and an employee of the named insured negligently started a fire at the rented building.
II. The cost to recall defective products
A) I only
B) II only
C) both I and II
D) neither I nor II

ANSWER

Answer: A