Which of the following is true of a credit applicant’s character? A)

Which of the following is true of a credit applicant’s character?

A) It reflects a credit applicant’s ability to repay his debt obligation.
B) It reflects a credit applicant’s past payment history.
C) It reflects the level of liquid assets available with a credit applicant.
D) It reflects any unique conditions surrounding a credit applicant’s transaction.

ANSWER

B