Tony has an unendorsed Personal Auto Policy which provides medical pay

Tony has an unendorsed Personal Auto Policy which provides medical payments coverage. Under which of the following circumstances would the injured person be eligible for benefits under Tony’s policy?

I. A friend in the car is injured while Tony is driving a covered auto.
II. A passenger on a motorcycle driven by Tony is injured when Tony hit another vehicle.
A) I only
B) II only
C) both I and II
D) neither I nor II

ANSWER

Answer: A