The number of uninsured Americans has dramatically increased because

The number of uninsured Americans has dramatically increased because

a. Medicare took over payment of health care costs.
b. With a declining population, the costs for health care rose.
c. Nursing salaries greatly increased, causing health care costs to rise.
d. Health insurance coverage was dropped from employment-based health plans.

ESSAYBID ANSWER

ANS: D
Although the majority of Americans continue to obtain health insurance from their employer as a benefit, employment does not guarantee insurance. Employer-sponsored health insurance is sensitive to both the general economy and changes in health insurance premiums. As costs for insurance premiums rose, employers either shifted more of these costs to their employees or declined to offer employment-based health coverage at all.