One of the “Tips for Buying a Homeowners Policy” is to consider purcha

One of the “Tips for Buying a Homeowners Policy” is to consider purchasing a personal umbrella policy. What coverage is provided by a personal umbrella policy?

A) blanket property coverage for any damage caused by water
B) excess liability coverage and coverage for some liability claims excluded by underlying policies
C) all-risk, replacement cost, property coverage
D) coverage for business and professional liability

ANSWER

Answer: B