Most group health insurance plans have adopted the coordination-of-ben

Most group health insurance plans have adopted the coordination-of-benefits rules developed by the National Association of Insurance Commissioners.

Under these rules, if a dependent child is covered by both of the health insurance plans of the child’s married parents, which health plan is primary for the child’s medical expenses?
A) always the mother’s plan
B) always the father’s plan
C) the plan of the parent whose birthday occurs first in the calendar year
D) the plan of the parent who works for the larger employer, based on number of total employees

ANSWER

Answer: C