Ken purchased a PAP with liability limits of 100/300/50, medical payments coverage, and collision coverage. Ken fell asleep while driving late at night. He crossed the center line and hit a car approaching from the other direction.
The following losses occurred:
—The driver of the other car suffered $30,000 in bodily injuries.
—Ken’s car sustained $5,000 in damages.
—Ken incurred $5,000 in medical expenses.
—The car that Ken hit was a total loss.
Which of Ken’s Personal Auto Policy (PAP) coverages will cover the other driver’s medical expenses?
A) bodily injury liability
B) collision coverage
C) medical payments coverage
D) property damage liability
ANSWER
Answer: A
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