Joyce was injured by an uninsured drunk driver while she was riding in

Joyce was injured by an uninsured drunk driver while she was riding in a friend’s car. Joyce and her friend each have a PAP with an uninsured motorists limit of $50,000.

How much will be paid by each policy if it is determined that Joyce has $70,000 of bodily injuries?
A) Each policy will pay $35,000.
B) Joyce’s policy will pay $50,000, and the friend’s policy will pay nothing.
C) Joyce’s policy will pay $50,000, and the friend’s policy will pay $20,000.
D) The friend’s policy will pay $50,000, and Joyce’s policy will pay $20,000.

ANSWER

Answer: D