Janet hit a wall causing a large dent in the fender of her car. She wa

Janet hit a wall causing a large dent in the fender of her car. She was busy at work and delayed reporting the damage to her insurer for 9 months.

When she finally reported the claim, her insurer denied payment, stating, “Although such a loss is usually covered, you are required under the terms of the contract to provide prompt notification in case of loss.” The prompt notification requirement is an example of a(n)
A) declaration.
B) definition.
C) insuring agreement.
D) condition.

ANSWER

Answer: D