For which of the following situations would there be personal liabilit

For which of the following situations would there be personal liability coverage under the homeowners policy?

I. The named insured accidentally injures her husband with a hammer.
II. The named insured breaks his wife’s valuable vase while practicing his golf swing.
A) I only
B) II only
C) both I and II
D) neither I nor II

ANSWER

Answer: D