A fire destroyed the home next door to Brad’s home. The fire departmen

A fire destroyed the home next door to Brad’s home. The fire department chief was concerned that the damaged home would collapse on to Brad’s home, so he ordered Brad to evacuate his home.

Which of the following statements is true concerning the cost of Brad’s hotel room while he is complying with the fire chief’s order?
A) The cost of the hotel room is not covered, as Brad’s home was not directly damaged.
B) The cost of the hotel room is covered under the “fair rental value” coverage of Part D.
C) The cost of the hotel room is covered under the “prohibited use” coverage of Part D.
D) The cost of the hotel room is covered under the dwelling coverage of Part A.

ANSWER

Answer: C