Criticisms of compulsory insurance laws include which of the following

Criticisms of compulsory insurance laws include which of the following?

I. They provide less than complete protection since they require only a minimum amount of liability insurance.
II. Even with compulsory insurance laws, a substantial number of motorists continue to operate vehicles without insurance.
A) I only
B) II only
C) both I and II
D) neither I nor II

ANSWER

Answer: C