Dan picked up his friend Rodney to drive to their softball game. Both

Dan picked up his friend Rodney to drive to their softball game. Both Dan and Rodney have a Personal Auto Policy (PAP) with $5,000 of medical payments coverage.

Dan hit a parked car, and Rodney was injured, incurring $9,000 of medical expenses. How will this claim be settled under the other insurance provision of the PAP?
A) Both insurers will pay $4,500.
B) Dan’s insurer will pay $5,000 and Rodney’s insurer will pay $4,000.
C) Dan’s insurer will pay $4,000 and Rodney’s insurer will pay $5,000.
D) Dan’s insurer will pay $3,000, Rodney’s insurer will pay $3,000, and Rodney must pay $3,000 out of his own pocket.

ANSWER

Answer: B