Angie was injured when her car was struck by a driver who ran a red li

Angie was injured when her car was struck by a driver who ran a red light. The other driver carried the minimum liability coverage necessary to be considered financially responsible.

Angie’s injuries were $15,000 above the minimum bodily injury limit. There is a coverage that can be added to the PAP that applies when a negligent driver carries the minimum liability insurance required by the state, but is less than the insured’s actual damages for bodily injury. This coverage is called
A) medical payments coverage.
B) underinsured motorists coverage.
C) bodily injury liability coverage.
D) uninsured motorists coverage.

ANSWER

Answer: B