Which of the following statements regarding group long-term disability

Which of the following statements regarding group long-term disability income insurance plans is (are) true?

I. These plans are usually limited to occupational disabilities.
II. These plans typically use a more restrictive definition of disability after an initial period of disability, such as two years.
A) I only
B) II only
C) both I and II
D) neither I nor II

ANSWER

Answer: B