What is the practical effect of an insurance policy being a conditiona

What is the practical effect of an insurance policy being a conditional contract?

A) The insurer can refuse to a pay claim if the insured has not complied with all policy provisions.
B) The insured can assign the policy only with the insurer’s consent.
C) The insurer can sue the insured for failure to pay any premiums.
D) The insured gets the benefit of the doubt if a policy contains any ambiguities or uncertainties.

ANSWER

Answer: A