Barb, who is self-employed, is the main breadwinner for her family. Ba

Barb, who is self-employed, is the main breadwinner for her family. Barb does not have disability income insurance because she has never stopped to consider the impact of a long-term disability upon her family.

Barb’s treatment of the risk of disability is best described as
A) risk transfer.
B) passive retention.
C) risk avoidance.
D) active retention.

ANSWER

Answer: B