Which of the following is NOT an example of a risk covered under profe

QUESTION

Which of the following is NOT an example of a risk covered under professional liability insurance?

A) Several years ago, McDonald’s restaurant was sued when a woman burned herself on hot coffee she spilled in her lap.
B) A woman sued her hair salon after a color treatment left her with bald, burned spots on her scalp. The dye, usually safe, had been mixed incorrectly by the colorist.
C) An interior designer ordered four special-order chairs at $7,000 each. Unfortunately, she put the wrong product code on the order form and the wrong chairs were manufactured.
D) A woman received electrical burns when a lamp malfunctioned. She had just picked up the lamp from the electrician’s shop, where she had had the lamp rewired.
E) A bridge collapsed, killing a family of four. It was discovered that the contractor had used the wrong-sized bolts to hold the bridge together.

ANSWER

Answer: A
Explanation: A) This is an example of a risk covered under product liability insurance. Professional liability insurance protects the business when someone claims its professional services caused injury or harm.