Wayne and his buddies were angry and frustrated that their favorite fo

QUESTION

Wayne and his buddies were angry and frustrated that their favorite football team lost the Super Bowl.

Full of frustration and energy, the friends and dozens of other disappointed fans went around town smashing windows and looting local businesses. Which type of insurance covers this risk?
A) public liability
B) theft, burglary, robbery
C) basic cause-of-loss insurance
D) employment practices liability insurance
E) key person insurance

ANSWER

Answer: C
Explanation: C) Basic cause-of-loss insurance covers losses to buildings and contents from major risks—windstorm, hail, explosion, civil commotion, riot, and damage from planes, cars, and trucks.