QUESTION
Which of the following is an example of risks covered under public liability?
A) Raymond slipped and fell on ice in the parking lot at the factory where he worked.
B) Cindy works as a technician at a tire service center. Her colleague neglected to put a car in park, and the car ran over Cindy and broke her leg.
C) A local pie and pastry business was torched by kids playing with lighters.
D) Mark works for a tree service company. He was asked to cut three trees from the customer’s front lawn. The first tree fell just fine, but the second tree fell on the roof of the customer’s house.
E) One night, vandals broke into a small animal farm, spray-painted graffiti on the exhibits, and damaged some enclosures.
ANSWER
Answer: D
Explanation: D) Public liability insurance covers injuries or property damage caused by your firm’s employees.
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