DeVry University Subprime Loans as an Unethical Financial Instrument Questions

These are two different questions, so please put different sources at the bottom of EACH question. 5-7 sentences

Are subprime loans an unethical financial instrument? Or are they ethical, but misused in a way that creates ethical issues? Elaborate in your response.

Locate a website (for example, AICPA.org) or find an article referencing the CPA Horizons 2025 Report.

• Summarize one or more of the conclusions and predictions of the CPA Horizons 2025 Report.
• What’s your perspective of the current issues and potential trends for the future impacting your career?